top of page
retiring-military-couple-header.jpg

Facing Early Retirement or Turning 59½?
You Have Options.
We’ll Help You Maximize Them.

Are you a federal employee offered early retirement through VERA, DRP, or VSIP? Or are you age 59½ and considering accessing your 401(k) funds? You're not alone—and you don’t have to make these decisions without expert guidance.
Please fill out the form below to get started.

Call (281) 468-1280

​At Protective Planning Concepts, we specialize in helping individuals navigate complex retirement transitions with clarity, control, and confidence.

"I personally work with every client to build a retirement income plan that guarantees financial growth, stability, and peace of mind—no matter what the market does." 

 

Bob Anastas
Protective Planning Concepts

Founder

bob-anastas-headshot_edited.png
download.png

Let’s Talk About Your Next Move

Take the first step toward a guaranteed, worry-free retirement with a personalized financial plan.

Interested In:

download.png

Working With The Top Annuity Brands

nassau-logo-color-horizontal.webp
allianz-investments.webp
equitrust-insurance-logo.webp
f-n-g-logo.webp
north-american.webp
athene.png

CALL TO GET STARTED  (281) 468-1280

What’s at Stake?

  • Income Gaps between early retirement and Social Security

  • Confusing decisions about TSP rollovers and annuity options

  • Uncertainty about healthcare coverage before Medicare

  • Emotional and financial pressure to act quickly

Financial Report
Couple

How We Help You Succeed

✔️ Guaranteed Early Income

Bridge the gap between retirement and Social Security or pension with predictable, tax-advantaged income for up to 8 years.

​

✔️ Lifetime Retirement Income

Create a dependable, long-term retirement paycheck that adjusts with your needs and outpaces market volatility.

​

✔️ Federal Retirement Expertise

We understand FERS, TSP, FEHB, and the real impact of early separation programs.

​

✔️ Flexibility & Security

With solutions like the Nassau Income Accelerator Flex-Forward Income Benefit℠, you choose how and when to receive income—without risking your future.

retirement-graphic-2.png
Need more details?  Contact us today...

We are here to assist. Contact us by phone at (281) 468-1280, or connect here:

Principal Preservation
and Asset Protection

With personalized asset protection and wealth preservation strategies, we secure your principal and minimize market exposure, ensuring growth with safety in mind.

Lakeside House

CALL TO GET STARTED  (281) 468-1280

“Working with Bob from Protective Planning Concepts was an enlightening experience. He was very conscious of understanding my financial position and providing me with options concerning my needs for retirement."

Betty C. CT

bottom of page