
Facing Early Retirement or Turning 59½?
You Have Options.
We’ll Help You Maximize Them.
Are you a federal employee offered early retirement through VERA, DRP, or VSIP? Or are you age 59½ and considering accessing your 401(k) funds? You're not alone—and you don’t have to make these decisions without expert guidance.
Please fill out the form below to get started.
Call (281) 468-1280
At Protective Planning Concepts, we specialize in helping individuals navigate complex retirement transitions with clarity, control, and confidence.
"I personally work with every client to build a retirement income plan that guarantees financial growth, stability, and peace of mind—no matter what the market does."
Bob Anastas
Protective Planning Concepts
Founder

Ready to Secure Your Financial Future with a Trusted Annuity Advisor?
Take the first step toward a guaranteed, worry-free retirement with a personalized financial plan. By submitting your request, you are accepting a 10 minute phone conversation with Bob Anastas, Founder of Protective Planning Concepts, will be calling you from a 203 area code to discuss your request.

Working With The Top Annuity Brands






CALL TO GET STARTED (281) 468-1280

How We Help You Succeed
✔️ Guaranteed Early Income
Bridge the gap between retirement and Social Security or pension with predictable, tax-advantaged income for up to 8 years.
✔️ Lifetime Retirement Income
Create a dependable, long-term retirement paycheck that adjusts with your needs and outpaces market volatility.
✔️ Federal Retirement Expertise
We understand FERS, TSP, FEHB, and the real impact of early separation programs.
✔️ Flexibility & Security
With solutions like the Nassau Income Accelerator Flex-Forward Income Benefit℠, you choose how and when to receive income—without risking your future.



